Inland Empire Truck Market is Resilient?

http://www.pe.com/business/local/stories/PE_Biz_D_pickups29.2b17693.html

Click above for an article that I found that describes the Inland Empire's Truck Market....well, if you're interested in the auto market, truck market....you know what I mean....


THANKS for the cute pic, Stacey.

Having a great day so far in the Inland Empire...actually had a chiropractic adjustment, worked out, ate some healthy food so far and am about to head out of town for the afternoon. It's starting to feel like I'm on vacation....woohoo!!

Tomorrow it begins....I have more to do before I leave, but will undoubtedly accomplish all.....Here's to you and your weekend....Hope it's the best!!

Inland Empire Real Estate Brings More Money?

http://www.pe.com/business/local/stories/PE_Biz_D_highecon27.28cf499.html

Click the article above...hey, just got in and was out in the LA County area showing property tonight......Hollywood Area.......Wow! Can't believe what you get for $400K...a one bedroom and lofts are quite pricey!

Have a few appts. tomorrow, then the wind down and then I'll be on vaca this weekend....Woohoo!!

Night.

Nominations for new contributors....

Hi There!!

How is your day going today?

I've been in the office all day, it seems.

I can't wait to get out of here!!

You should see how tired my face looks....

Isn't Precious July Julie cute??? Here is a pic that Chris and Andy sent me of Ms. Julie in July....I miss her! I love you, Julie and Miss You all!!


Last I saw her she wasn't walking yet....how quickly people grow up and how quickly time passes....

Remember to do something fun for yourself today!!

and HAPPY BIRTHDAY JESSE HURTADO AND JERRY STAPP!!!

YOU GUYS ARE THE BEST!

Ciao for now Everyone.....

Todd
:)

Picconi suggests this to read with your background Puccini

EXISTING REAL ESTATE HOME SALES HOLDING....AT A SUSTAINABLE PACE


http://www.realtor.org/PublicAffairsWeb.nsf/Pages/ehs_aug06_existing_home_sales_holding

Todd Picconi recommends these healthy recipes....

Enjoy!!



http://www.realtor.org/meetings_and_expo/2006_entrepreneurial_excellence_series/fields_recipes.html

Pricing in Real Estate....Future Outlook in US Markets Nationally

Click here: Home Futures: Price-Drop Seen for 10 Top Markets

teaming fall plant colors together!

.....sounds like an "Oktoberfest" of an idea ;)~


http://www.hgtv.com/hgtv/gl_seasonal_fall/article/0,,HGTV_3625_4970076,00.html

Shopping at an outlet mall.....how to score!!

Click here: SmartMoney- Scoring at the Outlet Mall - AOL Money & Finance

loft craze continues.....doesn't it sound fun?

http://www.hgtv.com/hgtv/dc_design_loft/article/0,,HGTV_3377_3203880,00.html


LOVE THE IDEA OF THE OPENNESS, ETC.

Received by Todd Picconi....Thanks Karen Vogel

Real Estate Industry Optimistic about Future

Nearly two-thirds of real estate professionals believe the U.S. real estate market will either strengthen (16%) or stay the same (47%) within the next 12 months, according to the recent third-annual Bryan Cave Real Estate Executives' Forecast Survey. About 35% of respondents said the industry will weaken.

"The survey reveals that most real estate professionals have faith in the real estate market, contradicting recent news coverage and suggestions that the real estate market is likely to falter," said William B. Tate II, a partner in Bryan Cave's Real Estate Group. "The market may not be continuing to grow as rapidly as it has in recent years, but investors feel real estate is still a solid investment. We believe the survey suggests that real estate professionals have another reason to be optimistic; they can diversify their investments and minimize risk by expanding their investments abroad."

Other findings include:
Sixty-one percent of real estate executives plan to invest in land outside the United States within the next 12 months. Countries named for land investment by the respondents include Mexico (15%), China (15%), United Kingdom (12%), Canada (8%) and Japan (8%).
When asked to identify factors or events that will have a significant impact on real estate investments in the coming 12 months, respondents cited interest rates (45%), job creation and employment (10%) and the U.S. economy (8%).

You can access the survey results at www.bryancave.com.AHMLR-060302222

Blonde Joke...

THANKS FOR THIS, JEANNETTIE!!

A blonde lady motorist was about two hours from San Diego when she was flagged down by a man whose truck had broken down. The man walked up to the car and asked, "Are you going to San Diego?"

"Sure," answered the blonde, "do you need a lift?"

"Not for me. I'll be spending the next three hours fixing my truck. My problem is I've got two chimpanzees in the back which have to be taken to the San Diego Zoo. They're a bit stressed already so I don't want to keep them on the road all day. Could you possibly take them to the z oo for me?

I' ll give you $100 for your trouble."

"I'd be happy to," said the blonde. So the two chimpanzees were ushered into the back seat of the blonde's car and carefully strapped into their seat belts. Off they went.

Five hours later, the truck driver was driving through the heart of San Diego when suddenly he was horrified!! There was the blonde walking down the street and holding hands with the two chimps, much to the amusement of a big crowd.

With a screech of brakes he pulled off the road and ran over to the blonde. What the heck are you doing here?" he demanded, "I gave you $100 to take these chimpanzees to the zoo."

"Yes, I know you did," said the blonde," but we had money left over---so now we're going to Sea World ."

Top 20 Travel Deals.....

$399 -- Luxurious Bermuda Getaway, Save 70%
http://www.travelzoo.com/Top20.asp?md=101259553
Source: CheapCaribbean.com

$99 & up -- Fly to the Caribbean & Mexico from 100+ Cities
http://www.travelzoo.com/Top20.asp?md=101260294
Source: American Airlines

$799 -- Rome, Florence & Venice over 9 Nights w/Flights
http://www.travelzoo.com/Top20.asp?md=101260285
Source: Air France Holidays

$99 -- Florida Keys Resort at $100 OFF, even Weekends
http://www.travelzoo.com/Top20.asp?md=101260229
Source: Hawk's Cay Resort

$19 -- Hawaii: Fly between 4 Islands
http://www.travelzoo.com/Top20.asp?md=101260304
Source: Hawaiian Airlines

$699 -- Caribbean Cruise on Brand-New Ship, Next Summer
http://www.travelzoo.com/Top20.asp?md=101260283
Source: CruCon Cruise Outlet

$45 & up -- Last-Minute Rates in Las Vegas (thru Oct. 11)http://www.travelzoo.com/Top20.asp?md=101260370
Source: Expedia.com

$85 & up -- Canada from over 10 Cities (each way)
http://www.travelzoo.com/Top20.asp?md=101260290
Source: WestJet

$970 -- Malaysia 6-Night Package (Regularly $1400)
http://www.travelzoo.com/Top20.asp?md=101260069
Source: Malaysia Tourism Board

$119 -- Downtown Los Angeles Hotel over Weekends
http://www.travelzoo.com/Top20.asp?md=101260281
Source: Westin Bonaventure Hotel and Suites

$949 -- Exotic Martinique Vacation: 7 Nights in Junior Suite
http://www.travelzoo.com/Top20.asp?md=101260193
Source: Maison de la France

$217 & up -- Worldwide Sale on Air France (each way)
http://www.travelzoo.com/Top20.asp?md=101260315
Source: Air France

$149 -- California Condo B&B Package (Regularly $350)
http://www.travelzoo.com/Top20.asp?md=101260190
Source: Carlsbad Inn Beach Resort

$1699 -- Galapagos Islands: Air, Hotels, Cruise
http://www.travelzoo.com/Top20.asp?md=101260371
Source: Traveland.com

$89 -- Los Cabos All-Inclusive Resort, Half-OFF
http://www.travelzoo.com/Top20.asp?md=101259535
Source: BookIt.com

$159 -- Ultra-Chic Seattle Hotel at Half-OFF
http://www.travelzoo.com/Top20.asp?md=101259645
Source: W Seattle

$899 -- Balcony Cabins on 7-Night Holiday Cruises
http://www.travelzoo.com/Top20.asp?md=101260124
Source: Royal Caribbean

$640 & up -- Fly to Seoul and over 20 Asian Cities (R/T)http://www.travelzoo.com/Top20.asp?md=101260206
Source: Singapore Airlines

$99 -- San Antonio 4-Diamond Hotel w/Breakfast
http://www.travelzoo.com/Top20.asp?md=101259859
Source: Omni San Antonio Hotel

$899 -- Week in Peru: Flights, Hotels, Tours, Meals
http://www.travelzoo.com/Top20.asp?md=101260068
Source: Gate 1 Travel

High Desert gets ready to keep Real Estate Values Up in Inland Empire

http://www.vvdailypress.com/2006/115927587282014.html

Dentist gives Redlands Some Building Restorations....Say Cheese!!

http://www.redlandsdailyfacts.com/news/ci_4393747

counter offers

good afternoon all!!

counter offers can be tricky

they are the lifespring of a transaction
they determine who will do what
who doesn't agree to certain things
and who does

they are legally binding
and are great to "clarify" each party's position
in a sale or purchase.

I'm working on one right now.....

.....hope you're having a great afternoon!!

(and looking forward to selling a home soon)

ciao ciao for now....

he was ABSOLUTELY RIGHT!!

Today, after stepping out of the gym

on the way to my car

walked passed a guy, who said, "how's it going?"

I responded, "Good!" (thinking I was all cool and that would be the end of our conversation, right?!)

He then said, "Great!! Gotta keep it up!" (meaning you gotta keep things going that way)

I again responded.....affirmatively...."Yup!!"

He then said, "(You know), it's up to you!"

I then said, "I know (implying I know you're right)",

Then he said coyly,

"Otherwise, you're betraying yourself."

I said, "I know, You're ABSOLUTELY RIGHT!!"

Then I kept running our dialogue over and over
in my head on the way to my car......

It's interesting, isn't it, how one person,
who you think is not important, can sometimes
support a way of thinking that is helpful
to you, or act as a mirror or a reminder to something
that you may already know, but don't always act on?

Thank You to the total stranger near the gym who helped me (and hopefully others) while just doin' his thing!! He was my helper today in the game of life. ;)

Eatin' dinner now and then doing some more research.....and then I'm going to possibly go see some real estate......we'll see.....Night!!

....and ~~ how was your day??

Inland Empire Real Estate Cools a bit....

http://www.pe.com/localnews/inland/stories/PE_News_Local_D_dataquick20.38966d5.html

Fast Facts for this week

Calif. median home
price - July 06:
$567,360
(Source: C.A.R.)

Calif. highest median
home price by C.A.R.
region July 06:
Santa Barbara So.
Coast $1,075,000
(Source: C.A.R.)

Calif. lowest median
home price by C.A.R.
region July 06:

High Desert $333,330
(Source: C.A.R.)

Calif. First-time
Buyer Affordability
Index - Second
Quarter 06:23 percent
(Source: C.A.R.)


Mortgage rates - week ending 9/14:

30-yr. fixed: 6.43%; Fees/points: 0.5%
15-yr. fixed: 6.11%; Fees/points: 0.4%
1-yr. adjustable: 5.60%; Fees/points: 0.7%

(Source: Freddie Mac)

**Taken from the California Association of Realtors Bulletin, dated September 20, 2006.

U.S. Housing Starts Decline 19.8 Percent in August...

The seasonally adjusted annual rate for privately owned housing starts dropped for the fifth consecutive month in August, falling to a rate of 1.67 million units, according to a report released yesterday by the U.S. Dept. of Commerce.

The August construction pace was down 6 percent from July and down 19.8 percent from a year ago. Single-family housing starts decreased 20.6 percent from August 2005, to a rate of 1.36 million units, while starts for buildings with five or more units decreased 16.9 percent to a rate of 265,000.

The number of building permits issued, which can be an indicator of future building activity, declined 21.9 percent from one year earlier to a seasonally adjusted annual rate of 1.72 million permits.

The construction pace for housing units decreased across the nation in June. The rate for privately owned housing starts declined 28.8 percent in the Midwest, 28.2 percent in the West, 24 percent in the Northeast, and 9.9 percent in the South.

**Taken from the California Association of Realtors Bulletin, dated September 20, 2006.

Builder Confidence Declines To Lowest Level Since February 1991....

The confidence level of the nation's home builders declined for the eighth consecutive month in September, a reflection of increased sales cancellations and rising inventories of unsold homes, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI).

The seasonally adjusted HMI stands at 30 this month, down three points from August and down 35 points from a year ago.

In the West, the HMI has steadily declined since April and now stands at 38. An HMI below 50 indicates more builders view sales conditions as poor versus good.Two of the three HMI components decreased this month.

The component measuring current single-family sales declined 5 points to 32, while the component gauging sales expectations fell four points to 37. The component measuring the traffic of prospective buyers remained unchanged at 22.

**Taken from California Association of Realtors Bulletin, September 20, 2006.

Fed Holds Funds Rate @ 5.25%

The Federal Reserve's Open Market Committee today decided to maintain the target for the federal funds rate at 5.25 percent. This is the second consecutive month the committee opted not to raise the target rate, which steadily increased from 1 percent to 5.25 percent between June 2004 and July 2006.

The federal funds target rate is the interest rate charged by banks when they borrow funds "overnight" from each other.Citing the cooling housing market as a factor for "moderation in economic growth," the Fed also reported higher levels of inflation. "

However, inflation pressures seem likely to moderate over time, reflecting reduced impetus from energy prices, contained inflation expectations, and the cumulative effects of monetary policy actions and other factors restraining aggregate demand," the Fed said in a prepared statement.

The Fed also indicated the possibility of future interest rate increases, acknowledging that "some inflation risks remain. The extent and timing of any additional firming that may be needed to address these risks will depend on the evolution of the outlook for both inflation and economic growth, as implied by incoming information."

**Taken from the California Association of Realtors Bulletin, dated September 20, 2006.

nothing like pork loins with Sis....

The juicy pork loins were too beautiful to not photograph today....and the juice was incredible.

Yesterday had the same lunch, too.....It's been Saffron's all week, or at least the past two days in a row.

Thanks for lunch yesterday, Mary!!

Ate way too many desserts and got a dozen of them today ....I think I will be needing to head back to my cardio SOON.

Yvette and I got to see each other this morning at the meeting and then for Lunch....then she headed to get her hair done and I headed to run errands, work stuff at the office.

Am now preparing for an appt. tomorrow.......then may try to get myself to the pool or at least rest a bit....I'm tired today!!
(long week...)

Thank You for your continued support and friendship.....You know who you are....and it makes it easier to do all I do knowing you're there.....and in my life.

Tante Grazie!!

Latest Men's Style Trends

Click here: The Latest Style Trends on men.style.com

Buyers Wait for Favorable Mortgage Rates....

http://rismedia.com/index.php/article/articleview/16036/1/1/


Good Idea!! That's what I'd do.

I hope to have lower rates by the end of the year.

Did I tell you I'll be gone Starting October 1st for a month?

I hope I can take it....a month without work....

What will I do?

IE's $1M Homes....

Hope you find this interesting and that you are having an excellent day!!

http://www.pe.com/localnews/inland/stories/PE_News_Local_D_milliondollar21.3930ab5.html

A Belated Birthday Lunch....for Rene

Today I was fortunate to go to lunch with a longtime friend at WAMU (Washington Mutual)....

Rene and I met back when I was in college and looking for a part~time job to accomodate my college workload, etc.

She hired me at what was then called, Home Savings....we worked together about a year and then I graduated college.

I'm fortunate that we have remained friends for what is now going on 17 years!!

She's a sweet woman, Mom and Yes, Grandmother, too.....(I know she looks GREAT, doesn't she?!!!) and it's a wonderful feeling to still be friends.

We caught up and celebrated her birthday.....3 months late, and it was really nice. (Except, we forgot the Birthday Cake, Rene......OOPS)

Had lunch in Downtown Upland ~ Cafe Allegro....I had the Chicken Panini Sandwich and she had the Farfalle with Gamberetti (Butterfly pasta with Shrimp).

Happy Belated Birthday, Rene!!!

Also.....Thank You for your past and present support..... SMILE

my trip to riverside

Last week, I ventured to Riverside and have included some of my pics of where I went to....for some of you who haven't been around in So Cal for a while....

Started on the 10 fwy, headed on the 15 fwy south, then 60 fwy east and then took the 215 fwy south....my old stomping grounds near Perris....took Alessandro Blvd. exit and ventured through MISSION GROVE area.....where I found CinemaStar....

My field trip was to get some movie tickets for some clients who live out that way and just closed escrow....as their closing gift.

From there, headed down to the 91 fwy and ventured back westbound until I got to the Tyler Galleria and it was so crowded their ~ parking was NOT GOOD, so ran across the street to Circuit City for another client gift....

It was fun riding in the Mini Cooper and racing around....
Fun in So Cal!!

TOP 20 TRAVEL DEALS FOR THE WEEK....FOR YOU!!

$499 -- Paris: 4 Nights & Air
http://www.travelzoo.com/Top20.asp?md=101259237
Source: Gate 1 Travel

$104 & up -- Fly to Vegas; Stay for 2 Nights
http://www.travelzoo.com/Top20.asp?md=101258664
Source: Southwest Airlines Vacations

$108 -- Chicago 4-Diamond Hotel at 70% OFF
http://www.travelzoo.com/Top20.asp?md=101259286
Source: Expedia.com

$49 -- Fly between L.A. & San Francisco (each way)
http://www.travelzoo.com/Top20.asp?md=101259297
Source: Major Airlines

$999 -- London in Business Class (Roundtrip, incl. Tax!)
http://www.travelzoo.com/Top20.asp?md=101258562
Source: MAXjet

$199 -- East Coast from Los Angeles (R/T), Last-Minute
http://www.travelzoo.com/Top20.asp?md=101259344
Source: American Airlines

$59 -- Las Vegas 4-Star Hotel on The Strip w/$50 Credit
http://www.travelzoo.com/Top20.asp?md=101259282
Source: Luxor Las Vegas

$2329 -- South America Cruise over Carnaval: 14 Nights & Air
http://www.travelzoo.com/Top20.asp?md=101259287
Source: CruCon Cruise Outlet

$79 -- All-Inclusive Riviera Maya Resort, thru October
http://www.travelzoo.com/Top20.asp?md=101259173
Source: Barcelo Maya Beach Resort

$69 -- Williamsburg 1-Bedroom Villas, 50% OFF
http://www.travelzoo.com/Top20.asp?md=101258688
Source: Sunterra's Powhatan Plantation

$459 -- Upscale Puerto Rico Getaway w/Air
http://www.travelzoo.com/Top20.asp?md=101258648
Source: CheapCaribbean.com

$49 -- Orlando from Detroit (each way)
http://www.travelzoo.com/Top20.asp?md=101259362
Source: Spirit Airlines

$270 & up -- Early-Bird Sale on Ski Destination Getaways
http://www.travelzoo.com/Top20.asp?md=101259209
Source: Orbitz

$530 & up -- Huge Caribbean Vacation Sale to 11 Islands
http://www.travelzoo.com/Top20.asp?md=101259207
Source: American Airlines Vacations

$69 -- Lodge in California National Park w/FREE Upgrade
http://www.travelzoo.com/Top20.asp?md=101259217
Source: Wuksachi Village & Lodge

$122-$162 -- Florida Sale from 4 East Coast Cities (R/T)http://www.travelzoo.com/Top20.asp?md=101259233
Source: CheapTickets

$325 & up -- Fly to Europe in November-March, Roundtrip
http://www.travelzoo.com/Top20.asp?md=101259268
Source: 1-800-FlyEurope

$59 -- Orlando Sheraton "Safari" Hotel, 50% OFF
http://www.travelzoo.com/Top20.asp?md=101258918
Source: Sheraton Safari Hotel

$79 -- Mexico from Dallas (Roundtrip!)
http://www.travelzoo.com/Top20.asp?md=101259363
Source: Worry-Free Vacations

$749 -- Madrid & Barcelona Combo Package: 6 Nights & Air
http://www.travelzoo.com/Top20.asp?md=101259221
Source: go-today.com

Option ARMS Remain Popular....

Option ARMs Remain Popular Despite Risks and Higher Rates
By Ruth Simon From The Wall Street Journal Online

Despite concerns from regulators, lenders continued to issue large numbers of so–called option ARMs during the first five months of the year, new data show.

An option ARM is an adjustable–rate mortgage that gives borrowers multiple payment choices each month, including a minimum payment, an interest–only payment and a standard mortgage payment. The loans often feature a low introductory rate that is used to set the minimum payment in the first year.

Many borrowers have been attracted to these loans because of their low introductory rates, which have run as little as 1%. But borrowers who elect to make the minimum payment can be hit with a rising loan balance. They can also face "payment shock" down the road, when their monthly payment resets. Roughly 75% of borrowers with option ARMs are currently electing to make the minimum payment, according to UBS AG.

Option ARMs accounted for 12.3% of mortgage originations through May, up from 8.4% in all of 2005, according to a new study by Loan Performance, a unit of First American Corp. The study looked at loans sold to investors that buy mortgage–backed securities. (The data exclude loans sold to Fannie Mae and Freddie Mac, two large mortgage–finance companies whose share of the overall market has been shrinking.)

The loans’ popularity comes as rising interest rates are making them less attractive. Many lenders have boosted their introductory rates to 2% or more. Once the introductory period ends, the true interest rate on the loan can be more than 7%, according to HSH Associates, financial publishers in Pompton Plains , N.J. That is well above the current 6.64% average rate on 30–year fixed–rate mortgages, according to HSH.

"It’s hard to know why anybody would want [an option ARM] in the current rate environment," says Keith Gumbinger, a mortgage analyst with HSH Associates. Yet borrowers seeking to lower their monthly payments have few other choices. Given the narrow difference between short– and long–term interest rates, Mr. Gumbinger says, "there are very few products that...provide payment relief."

There already are signs that some borrowers who took out option ARMs are running into trouble. Foreclosure rates for option ARMs "are rising fast," although they are coming off very low levels, according to a report issued last month by Credit Suisse Group. Option ARMs are going into foreclosure an average of 10 months after the loan is made, earlier than for other types of loans, and that is "a cause of concern," the report said.

Meanwhile, some big lenders may be beginning to push option ARMs less aggressively. Countrywide Financial Corp. says its option–ARM volume was down 42% in July over the same month last year, compared with a 19% decrease in overall loan volume. Downey Financial Corp. said in its second–quarter earnings release that its loan volume had suffered because of the company’s decision to raise the minimum payment on its option ARMs.

Federal bank regulators have proposed guidelines for nontraditional mortgages that would require lenders to provide more disclosure and tighten up their lending requirements. Regulators say they are concerned that borrowers who take out these loans may not fully understand the terms and potential risks of their mortgages. They hope to issue the final guidelines in the next 30 to 60 days, according to the Office of the Comptroller of the Currency.
Despite their downsides, option ARMs have been particularly popular with borrowers who are refinancing. They accounted for roughly 17% of refinance transactions nationwide through May, according to the LoanPerformance analysis, and nearly 37% of refinances in California .

Fewer people have been choosing interest–only mortgages, which allow borrowers to pay interest and no principal in the loan’s early years. Such mortgages accounted for 21.6% of loan originations, according to the LoanPerformance analysis, down from 26.2% last year. Forty–year mortgages have replaced interest–only loans as the "affordability mortgage du jour" for borrowers with blemished credit records, says David Liu, a director in UBS’s Mortgage Strategy Group. Subprime interest–only loans have come under pressure from credit–rating agencies and bank regulators.

SPECIAL THANKS TO RYAN ORR, of First American Title, for copying me on this article....
Enjoy!

My Mom's Birthday....

Saturday is My Mom's 59th Birthday....she'd be turning 59 if she were still alive.....It's weird to think sometimes that she never even made it to 28.....I did have a huge birthday party at my home when I turned 28....most people didn't know this, but it was to celebrate me making it that far in life.....and partly celebrate her giving me this life....since she never made it that far.

I will undoubtedly have a more difficult time of it this year....seems like it's a bit more emotional the older I get.....I wonder why? Isn't it supposed to get easier?

I do have an appointment that I just set this afternoon for that day, so hopefully that will help keep me out of dangerous too emotional territory.....

Happy Early Birthday, Lena (Mommie)!!



**took this pic that last time I brought flowers....earlier this year (2006).....although I don't go often....I wanted a pic.....I feel that she's always with me, so it's not really that I have to go there to see or visit with her....it's the physicality (sp?) of going, that helps my inners.

a day of it....

Hi There!

I'm happily making a day of work and getting "errands" done today.

Missing my Grandmother today....took this pic of her riding with me in my car and we were rocking out to George Michael's "Too Funky" song....Nonna was bobbing her head from right to left and I just thought it was too fun! Took the pic with my cell camera, so it's not super clear.....apologize for the out of focus look, but you can still see my beautiful 91 year old Grandmother.....

Did manage to buy a new cell phone today with a blue tooth.....heard about the new cellular phone law? Not sure when it comes into effect? Thought I'd heard on the news that it was November, 2006, but maybe I'm just being uptight about it.

Anyway, got one now and hopefully will be used to it in the next week.

Had lunch at Cafe Allegro in Downtown Upland with my longtime Friend, Rene.

I will have a pic later.....Gotta get some more stuff done now....Have a restful evening, everyone!!

Anyone wanna mow my lawn?

LOL

"taille fine," in France!!

got this yesterday.....

seems they are getting larger in France?

http://news.yahoo.com/s/nm/20060919/hl_nm/obesity_france_dc


....these things are important too, right?

H & M Store Opens today in Pasadena!!

ooooo lala!

http://www.latimes.com/features/lifestyle/la-et-hampm20sep20,0,4102553.story?coll=la-home-headlines

IE Still Rose Approx. 3% in Southern California Real Estate...Yeah!!

http://www.latimes.com/business/la-fi-homes20sep20,1,2757037.story?coll=la-mininav-business

Check out the above article.

Todd

IE's Industrial Hub Expands Eastward

http://www.globest.com/news/723_723/inlandempire/149154-1.html

Local Home Sales Down 25% from last year...

http://www.latimes.com/business/la-091906homes,0,972406.story?coll=la-home-headlines

Selling a Time Share?

You may want to call this number....I heard it on KFI AM Radio

800.700.0375

what shall I wear....what shall I wear???

GOOD MORNING EVERYONE!!

It's been a busy morning already and getting lots accomplished.....finishing up on some client correspondence that I've needed to do for a couple weeks...so glad to have that on it's way "out".

Wondering if I will go on a field trip today and where to go?

Have the day out of the office and am waiting to do some stuff on the phone, but in the meantime, need to figure out what I'm doing with my person and where I'm taking myself.

Aren't you glad it's cooling off a bit?

Are your kids back in school?

Do you enjoy Fall Season?

I hope whatever you're up to, that it has a positive effect on you and the other people around you.

Now to figure out where I'm off to today, if anywhere?%#@#$%^@$%%^&!!!

Bye for now....

Units For Sale in SGV and IE

Here are some properties that I found yesterday while researching income producing units:

1st Batch
- Listing # A507636
- Listing # C618990
- Listing # K608213
- Listing # A605946
- Listing # C617876
- Listing # C614595
- Listing # C621585
- Listing # M602373
- Listing # Z606095
- Listing # Z605579
- Listing # M602384
- Listing # C608165
- Listing # A600585
- Listing # A606340
- Listing # H610783
- Listing # A603886
- Listing # C608717
- Listing # C616161
- Listing # H604326
- Listing # Z603677
- Listing # H611277
- Listing # H604318
- Listing # A601874
- Listing # Z605789
- Listing # W606108

2nd Batch
- Listing # Z606307
- Listing # A601948
- Listing # W605429
- Listing # C617518
- Listing # C616361
- Listing # H606386
- Listing # C620046
- Listing # C616224
- Listing # C615106
- Listing # H608810
- Listing # I634350
- Listing # I624075
- Listing # C607335
- Listing # I633201
- Listing # A602354
- Listing # C620378
- Listing # C614196

5 Star Middle Eastern Dining...

Hi There!!

Had the privilege to go to a Middle Eastern Restaurant and Bakery a few weeks ago.....

The food was delicious!!

(Very healthy too, I believe)

I felt like I was somewhere else, the entire time, and it was great no-nonsense service. That's why I want to pass it onto you.....Try if you're interested.

Wahib's
910 E. Main Street
Alhambra, CA
626.281.1006

They also cater and are open for lunch specials. Weekends are probably the most fun there ;)

www.wahibsmiddleeast.com

(pic is from their lobby)

ciao ciao~~

Fast Facts

Calif. median home price - July 06: $567,360 (Source: C.A.R.)

Calif. highest median home price by C.A.R. region July 06:
Santa Barbara So. Coast $1,075,000 (Source: C.A.R.)

Calif. lowest median home price by C.A.R. region July 06:
High Desert $333,330 (Source: C.A.R.)

Calif. First-time Buyer Affordability Index - Second Quarter 06:23 percent (Source: C.A.R.)

Mortgage rates - week ending 9/13:

30-yr. fixed: 6.47%; Fees/points: 0.4%
15-yr. fixed: 6.16%; Fees/points: 0.4%
1-yr. adjustable: 5.63%; Fees/points: 0.7%
(Source: Freddie Mac)

**Taken from the California Association of Realtors Bulletin, dated September 13, 2006.

September is National Preparedness Month

Each September is designated as National Preparedness Month, a nationwide effort highlighting the importance of emergency preparedness to Americans. Sponsored by the U.S. Dept. of Homeland Security, National Preparedness Month focuses on the simple steps Americans can take to develop a plan for handling emergencies in their homes and businesses.

Steps include obtaining an emergency supply kit, developing a family emergency plan, and staying informed about potential natural disasters and other threats. More specific guidelines for families and businesses are available at www.ready.gov.

**Taken from the California Association of Realtors Bulletin, dated September 13, 2006.

San Fran or Napa?

Yesterday I changed my sheets and was thinking this morning how nice it is to sleep in fresh, clean linens.....I usually change them a few times a week, and just got this new therapeutic pillow.....and then saw this weekend, that Costco has them for half the price. They are $20 for two....so I may be headed back there today.

Reminder: Everything you do can come back to you......always be kind, thoughtful and sometimes when it's the hardest to be nice, remember that while you don't owe anyone kindness or thoughtfulness, you owe yourself that ~ to treat others the way you would like to be treated.

I'm reading a book that's called, "The Wisdom of Florence" by Florence Scovel Shinn and it's very helpful in many ways about wanting a spouse, money, peacefulness, to heal from a debilitating illness or disease and many other things....I'd recommend it for anyone who lives in this crazy world we all call life.

Today I have lots of phone calls to make and straightening out of details to do. Hope to be fairly done or getting to the point of completion by 12pm.

Working on a few new listings and also planning a trip .......looks like it may be to San Fran....haven't been there in almost three years so that will be fun. It's a very charming city.....

Which do you think is more fun and why? (San Fran or Napa)

in the news....J.D. Power...

http://sev.prnewswire.com/real-estate/20060913/LAW03813092006-1.html

The Inland Empire was mentioned in this article and wanted to share it with you.

Remember, I'm here to assist you in your next real estate transaction and you can call me collect!!

Night ;)

Your Real Estate Professional,
Todd

Italian Bruschetta .....from Picconi's kitchen....

Was preparing dinner the other night and thought to snap a few photos to share it with you.....one of my favorite stores, Trader Joe's, has pre~made Bruschetta (sp?) topping...it has artichokes, garlic, other veggies and is in olive oil....you can put it in the frig if you don't use the little jar (see pic) and reuse at a later date....since it's in olive oil, it last longer in the frig....

After spreading the topping on the cut up bread, place in the oven, until warm and getting toasty ~ then serve and watch your company delight in the "gourmet" flavor!

Congrats Marty and Karen!!

Marty and Karen just bought another piece of property and it closed this past Friday.

"Thank You" for the opportunity to assist you in that great new golf course condo!!

Hope to see you in it soon.

:)

Watch Lucky Wanda Go!!!

CONGRATULATIONS WANDA FOR DRAWING THE JOKER!!

Hope you're having an awesome weekend.....

Todd
;)

caravan meeting.....

Friday's Caravan meeting....was a great turnout and also a really fun day for a few people......

First, William (Bill) Ruh, Government Affairs Director of Citrus Valley Association of Realtors was kind enough to join our group. (Thanks Bill!!)

It was great to learn little legal tidbits of what's being lobbied for Realtors and winning....especially the proposed tax for transfering of properties....etc....My Sellers are "THANKING" you too, Bill, for your support and voice for us.....

Then, Wanda, with Investor's Title, won the drawing and over $2,200 (!!!!) ...by drawing the Joker out of the deck.....Imagine my surprise....and excitement for Wanda.....Bill was on my right and Wanda on my left.....I felt "in the middle" of the highlights of our meeting and grateful to be there, also.

socializing after hours.....

I got the chance to network the other night
at Maggie's home on the golf course in Upland....

What was great was that it was a nice group!!

There was an investor, a decorator, a builder, an insurance agent, a title company representative, Maggie's husband, Phil, and also another Realtor, an organizer for files/file storage, and also an underwriter for loans.....

Told You!!

It was really nice....also, that there weren't all Realtors, like many of the functions that I attend for my work.....

Here is Cyndee Paulus who is the owner of Residential 911...she specializes in staging of homes and organization.....She can be reached at 909.214.7396 or www.residential911.com

This Week's Top 20 Travel Deals....

$98 & up -- Florida from 20+ Cities (Roundtrip)
http://www.travelzoo.com/Top20.asp?md=101258145
Source: American Airlines

$129 -- Bahamas "Atlantis" w/Upgrade, over 50% OFF
http://www.travelzoo.com/Top20.asp?md=101257676
Source: Atlantis, Paradise Island

$699 -- Paris over New Year's: 6 Nights & Air
http://www.travelzoo.com/Top20.asp?md=101257917
Source: Virgin Vacations

$189 -- Bahamas 4-Night Cruise
http://www.travelzoo.com/Top20.asp?md=101258146
Source: Royal Caribbean

$199 -- Scandinavia from 4 Cities (each way)
http://www.travelzoo.com/Top20.asp?md=101258162
Source: Scandinavian Airlines (SAS)

$89 -- Washington D.C. from Southern California (each way)http://www.travelzoo.com/Top20.asp?md=101258178
Source: ATA Airlines

$849 -- Beijing & Shanghai Combo Package w/Air
http://www.travelzoo.com/Top20.asp?md=101255221
Source: smarTours

$104 -- Albuquerque 4-Diamond Hotel (Regularly $200)http://www.travelzoo.com/Top20.asp?md=101258208
Source: Expedia.com

$49 & up -- Nationwide Sale between 50+ Cities (each way)http://www.travelzoo.com/Top20.asp?md=101258167
Source: United Airlines

$79 -- Orlando Hotel in Disney (Regularly $200+)
http://www.travelzoo.com/Top20.asp?md=101257963
Source: Hotel Royal Plaza in the Walt Disney World Resort

$599 -- Thanksgiving in Prague: 4 Nights & Air
http://www.travelzoo.com/Top20.asp?md=101257918
Source: Gate 1 Travel

$24.99 -- Rent a Full-Size Car on Weekends (per day)
http://www.travelzoo.com/Top20.asp?md=101258093
Source: Avis Rent A Car

$399 -- 7-Night Mexico Cruise w/Oceanview Cabin
http://www.travelzoo.com/Top20.asp?md=101258212
Source: Travelocity

$119 -- South Beach 4-Star Resort at 55% OFF
http://www.travelzoo.com/Top20.asp?md=101257962
Source: Royal Palm Miami

$99 -- Upscale Cancun All-Inclusive Resort
http://www.travelzoo.com/Top20.asp?md=101257828
Source: Sol Melia Hotels & Resorts

$788 -- New Zealand from NYC (R/T) w/FREE Stop in Tahiti
http://www.travelzoo.com/Top20.asp?md=101257919
Source: Air Tahiti Nui

$199 -- Manhattan B&B Package ($260 OFF)
http://www.travelzoo.com/Top20.asp?md=101258132
Source: The Shoreham

$379 -- 6 & 7-Night Caribbean Cruises over the Holidays
http://www.travelzoo.com/Top20.asp?md=101257951
Source: CruisesOnly

$109 -- California Wine Country Hotel w/FREE Tastings
http://www.travelzoo.com/Top20.asp?md=101257809
Source: Fountaingrove Inn

$999 -- Egypt: Upscale Pyramid & Sphinx Tour Package
http://www.travelzoo.com/Top20.asp?md=101258151
Source: Friendly Planet


**Taken from Travelzoo's Top 20**